Hope things are going well. It is quite evident that during these tough economic times that credit card debt is a major issue in our society today. Many people spend too much money.

Money that they don’t have and won’t be able to get to make ends meet. The first thing you can do is to practice frugality. Buying gas, for example, can be quite costly.

Consider taking public transportation. Now, as new urbanism emerges in our cities and suburbs, public transit is an amenity for the middle and upper classes as well. (more…)

Hope things are going well.

Just want to see if anyone is interested in complex investment products.

Feel free to leave some comments and share with us your thoughts on various products like derivatives and other hedging mechanisms.